PRIVACY POLICY
Investment advisers are required by law to inform their clients of their policies regarding privacy of client information. We are bound by professional standards of confidentiality that are even more stringent than those required by law. Federal law gives the customer the right to limit some but not all sharing of personal information. It also requires us to tell you how we collect, share, and protect your personal information.
TYPES OF NONPUBLIC PERSONAL
INFORMATION (NPI) WE COLLECT
We collect nonpublic personal information about you that is either provided to us by you or obtained by us with your authorization. This can include but is not limited to your Social Security Number, Date of Birth, Banking Information, Financial Account Numbers and/or Balances, Sources of Income, and Credit Card Numbers or Information. When you are no longer our customer, we may continue to share your information only as described in this notice.
PARTIES TO WHOM WE DISCLOSE
INFORMATION
All Investment Advisers may need to share personal
information to run their everyday business. In the
section below, we list the reasons that we may share
your personal information:
➢ For everyday business purposes – such as to process
your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus;
➢ For our marketing – to offer our products and services to you;
➢ For joint marketing with other financial companies;
➢ For our affiliates’ everyday business purposes – information about your transactions and experiences and information about your creditworthiness; or
➢ For non-affiliates to market to you. If you are a new customer we may begin sharing your information on the day you sign our agreement. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
PROTECTING CONFIDENTIALITY OF CURRENT AND FORMER CLIENT’S INFORMATION
FEDERAL LAW GIVES YOU THE RIGHT TO LIMIT SHARING – OPTING OUT
Federal law allows you the right to limit the sharing of
your NPI by “opting-out” of the following: sharing for
affiliates’ everyday business purposes – information
about your creditworthiness; or sharing with affiliates or
non-affiliates who use your information to market to
you. State laws and individual companies may give
you additional rights to limit sharing. Please notify us
immediately if you choose to opt out of these types of
sharing.
DEFINITIONS: Affiliates – companies related by
common ownership or control. They can be financial
and non-financial companies; Non-affiliates –
companies not related by common ownership or
control. They can be financial and non-financial
companies; Joint marketing – a formal agreement
between non-affiliated financial companies that
together market financial products or services to you.
Please call if you have any questions. Your privacy, our professional ethics, and the ability to provide you with quality financial services are very important to us.
